Site Accessibility Statement
Wilfrid Laurier University Human Resources
October 25, 2016
Canadian Excellence

Medical Insurance for Snowbirds and Extended Travelers

RSA Travel Insurance (formerly known as Expert Travel Financial Security, ETFS) has partnered with Wilfrid Laurier University to offer our employees and retirees an optional "top-up" to the Out-of-Province/Country Emergency Medical Insurance provided under the WLU benefits plan.

How Will This Benefit Employees and Retirees?

Under the WLU benefits plan, employees and retirees have up to 90 days of out-of-province/out-of-country emergency medical insurance per trip. The arrangement with RSA Travle Insurance allows employees and retirees to purchase additional insurance that "tops-up" the WLU plan, extending coverage for up to 90 additional days (180 days in total). In the absence of this arrangement, employees and retirees requiring additional coverage would need to purchase individual coverage from 1st day instead of the 91st day and rates would be based on the total trip duration. There is no age limit and coverage may be applied for either prior to your departure date or between the 80th and 90th day of travel.   It is recommended that employees choose to apply for coverage prior to their departure date in case RSA requires additional medical information.

(Note: provincial medical coverage must be maintained while traveling)

Coverage Details

The following is a list of just some of the emergency medical benefits offered from RSA. Please contact RSA for more details.

 Hospital Accommodation, Physician Fees  Escort of Children and Grandchildren
 Paramedical Services  Transportation to Bedside
 Private Duty Nursing  Return to Travel Companion
 Ambulance Services  Vehicle Return
 Prescription Drugs (30 day supply for new prescriptions)  Out of pocket expenses (meals etc)
 Medical Appliances  Remote Evacuation
   Emergency Air Transportation

How Much Will The Insurance Cost?

The Rate Sheet and calculation instructions can be obtained from Human Resources department or webpage. Rates will be based on the applicant’s age, any pre-existing medical conditions, and trip duration. There is a minimum premium of $25 per person.

How Do WLU Retirees Purchase This Additional Insurance?

  1. Obtain an Application Form (under age 54, over age 55) and Rate Sheet 
  2. Contact RSA Travel Insurance to assist you in completing the application form by:


  • Contacting their call centre at: 1-800-680-3837 (advise call centre agent that you are calling regarding the additional top-up coverage they offer)  

   3.  Mail your completed application form and payment to:

RSA Travel Insurance Inc.
2085 Roy St.
Sherbrooke, QC
J1K 1B8

   4.  You will receive confirmation of approval in the mail within 1 week of RSA receiving your application.